October 2, 2022

Classic/Collector Car Insurance

Car - Classic4

 We understand your passion for your classic car, because we too love cars and own classic cars.  We represent several companies that specialize in writing classic/collector car policies.  These policies not only offer you better coverage than a standard Auto policy, but are typically less expensive.  The main advantage of the classic car policy is that it offers Agreed Value coverage.  Standard Auto policies only pay for the ACV or Actual Cash Value, which means they don't pay for collector value and they deduct for depreciation  With Agreed Value coverage, the value of your car is set when the policy is issued, and if your car is stolen or totaled in an accident, they pay you the full Agreed Value without any deduction for depreciation.

To qualify for these policies, most companies require the following:

  • The vehicle can't be used for daily transportation. 
  • It must be stored in a garage or other secure structure.
  • Every driver in the household must have a regular-use vehicle.


Our Classic/Collector Car Insurance Companies Include the following:

ACE Private Risk Services

ACE Private Risk Services
AIG Private Client Group

AIG Private Client Group
Fireman's Fund Hagerty
American Collectors


Contact us today for more information about Classic/Collector Car Insurance or fill out our online quote form.


3201 New Mexico Ave NW #300
Washington, DC  20016